Rick Billings is a Diversified Entrepreneur and has been self-employed since 1985. His first career was a professional photographer owning a studio in Omaha, NE with 27 employees. After a failed online sports photography venture in early 2000 in the DOT COM bubble, he set out looking for ways to regain his wealth.In 2006 he found network marketing and leveraged residual income. Rick has built his network marketing business 100% online via relationship building and attraction marketing.

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Having multiple streams of income is akin to constructing a financial fortress; it's a strategy that the wealthy have long embraced to preserve and grow their wealth. This approach is critical for several reasons:

  1. Risk Mitigation: Relying on a single source of income can be precarious. If that source falters or fails, your financial security can be compromised. Multiple income streams ensure that if one stream dries up, others can continue to provide financial stability.
  2. Wealth Accumulation: Diversified income streams can lead to faster wealth accumulation. With multiple sources, one can reinvest surplus funds from one stream to grow another, compounding wealth over time.
  3. Cash Flow Stability: Multiple streams can provide a steadier cash flow because the likelihood of all streams failing at once is low. This stability is especially important in unpredictable economic climates.
  4. Capitalizing on Different Markets: By diversifying income streams across different markets and sectors, the wealthy can capitalize on the growth and opportunities present in various areas of the economy.
  5. Tax Efficiency: Different income streams are often taxed in different ways. By diversifying, the wealthy can take advantage of more favorable tax treatments for certain types of income, such as long-term capital gains.

The wealthy typically diversify their income through a variety of channels:

  • Investments: This can include the stock market, bonds, mutual funds, and other financial instruments that provide dividends and interest.
  • Real Estate: Income from renting properties provides a steady cash flow and the potential for property appreciation.
  • Business Ownership: Owning a business or multiple businesses can provide significant income through profits.
  • Side Ventures: Engaging in side businesses or entrepreneurial activities outside of a primary profession can generate additional revenue.
  • Passive Income: This includes any income that requires little to no effort to earn and maintain, such as earning from affiliate marketing or writing a book.

By creating and managing multiple streams of income, the wealthy not only protect themselves against the unexpected but also position themselves to take advantage of a broader range of financial opportunities. This strategy requires careful planning, a deep understanding of different markets, and often a willingness to take calculated risks. However, when done successfully, it can significantly enhance financial security and growth potential.

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You can have everything in life you want if you will just help enough other people get what they want. ~Zig Ziglar


Successful people do what unsuccessful people are not willing to do. Don't wish it were easier, wish you were better. ~Jim Rohn