With Tangem Pay, your USDC becomes a virtual Visa card you can use anywhere, any time. Your Tangem Pay account is separate from your Tangem Wallet — so your cold storage stays untouched and private while you spend freely. No third-party platforms, centralized exchanges, or app-switching. No manual conversions. No surprise fees. Just your crypto, ready when you are.
Your crypto, ready to spend — right under your finger
Keep your assets in cold storage for as long as you want. When you’re ready to spend, swap to your Tangem Pay account in one tap. That’s it. Everything you need — cold storage, swaps, and payments — lives in one wallet.
Available regions: US, selected countries in LATAM, APAC, Africa, and MEA.
Why you’ll love Tangem Pay:
Your main wallet stays anonymous: KYC applies only to your Tangem Pay account, never to your Tangem Wallet. Your cold storage remains fully private.
Why you’ll love Tangem Pay:
- Spend anywhere Visa is accepted: online and in-store, just like a regular card.
- Cold storage until you need it: funds stay locked safely until you choose to spend.
- One-tap top-up: swap USDC to your payment account instantly, straight from the app.
- 1:1 conversion, no markup: USDC converts to USD at the point of sale.
- Your main wallet stays anonymous: KYC applies only to your Tangem Pay account, never to your Tangem Wallet. Your cold storage remains fully private.
